apple pay 银联y

Every time you hand over your credit or debit card to pay, your card number and identity are visible, and swiping your card triggers an exchange of information. With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone, iPad, and Apple Watch. When you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment. And unlike credit cards, on iPhone and iPad every payment requires Touch ID or a passcode, and Apple Watch must be unlocked — so only you can make payments from your device.
Protect your accounts.Even if you lose your device.If your iPhone or iPad is ever lost or stolen, you can use Find My iPhone to quickly put your device in Lost Mode to suspend Apple Pay, or you can wipe your device clean completely.
You can also stop the ability to make payments from credit and debit cards on your iPhone, iPad, or Apple Watch with iCloud. Just log in to
and click Settings.
Apple doesn’t save your transaction information. With Apple Pay, your payments are private. Apple Pay doesn’t store the details of your transactions so they can’t be tied back to you. Your most recent purchases are kept in Wallet for your convenience, but that’s as far as it goes.
Leave your cards in your pocket. Since you don’t have to show your credit or debit card, you never reveal your name, card number, or security code to the cashier when you pay in a store. This additional layer of privacy helps ensure that your information stays where it belongs. With you.
Apple Pay lets you use iPhone or Apple Watch to pay in over a million stores accepting contactless payments. You can also make purchases within participating apps. And more stores and apps are accepting Apple Pay every day.
Out for a day of shopping? Now you can see if a local store accepts Apple Pay right in the Maps app. Just choose a location and look for the Apple Pay mark. Or look for the Apple Pay mark or contactless symbol at the checkout counter.
Apple Pay provides an easy and secure way to make payments within your favorite apps. With more apps accepting Apple Pay every day, you no longer need to pull out your wallet and type in a long credit card number, put in shipping and contact details, or feel unsure about entering any of this information into an app.
Apple Pay works with most of the major credit and debit cards from the top U.S. banks. Just add your participating cards to Wallet and you’ll continue to get all the rewards, benefits, and security of your cards.
Now you can use your Kohl’s Charge card to pay with Apple Pay — and soon you’ll be able to use even more of your favorite store credit cards, like your JCPenney Credit Card.
Add your Walgreens Balance Rewards card to your Wallet app to receive and redeem rewards automatically when you pay with Apple Pay. Soon you’ll be able to use other rewards cards, like Dunkin’ Donuts DD Perks and MyPanera, too.
Accepting Apple Pay is easy.
Apple Pay is easy to set up and gives your customers a simple and secure way to pay with the devices they use every day. If you already accept credit and debit cards, simply contact your payment provider to start accepting Apple Pay. Visit
to get more information, or contact .
Let your customers know you accept Apple Pay.
It’s easy to let your customers know you accept Apple Pay. Download the Apple Pay mark to use within email, on your terminal screen, and on your website. Order Apple Pay decals to put on your storefront window and register.
iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE
Apple Watch
Paired with iPhone 5 or later.
iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3当前位置 & &
& 关于Apple Pay 这些问题你必须知道
关于Apple Pay 这些问题你必须知道
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如何使用Apple Pay?
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(原标题:如何使用Apple Pay?)
最近,苹果公司的Apple Pay已经正式进入中国,对不想带钱包出门的人来说,非常实用。那么,怎样才能用上Apple Pay呢?
必须满足的前提条件
Apple Pay共分为线上支付与线下支付两种模式,简单来说,线上支付就是通过手机内的App进行消费,线下支付就是在实体店进行消费,非国行、非大陆Apple ID设备均可。
消费者方面:手机系统要求iOS 9.2及以上版本。
线下支付支持机型:iPhone 6s、iPhone 6s Plus、iPhone 6、iPhone 6 Plus和Apple Watch。
线上支付支持机型:iPhone 6s、iPhone 6s Plus、iPhone 6、iPhone 6 Plus、iPad Air2、iPad mini3、iPad mini4以及iPad Pro。
商户方:支付终端上要有UnionPay银联、Quick Pass闪付或Pay任意一个标准即可使用。
如何添加银行卡
在Apple Pay功能正式上线后,系统版本需iOS 9.2以上,Apple Watch则需要2.1版本以上。进入苹果自带App——Wallet(钱包),然后点击最上方的Apple Pay,添加银行卡;输入卡片有效期及安全码(信用卡背面后三位数字)。如果之前在App Store内绑定过银行卡,只需输入安全码,即可立刻完成绑定;然后,短信验证一下,这样一张银行卡就绑定好了。
实际应用中Apple Pay的使用
在付款时告知收银员付款方式:我想要使用银联/闪付/Apple Pay手机支付。收银员确认支付方式后,会提示你进行支付操作。
此时你只需将设置好的iPhone靠近输入密码的终端器,系统会自动感应显示Apple Pay支付,如不显示也可快速双击主屏幕按钮调出,这时会提示你“靠近读卡器来支付”。
感应成功后提示“用Touch ID支付”,此时可选择卡片,将录入指纹的手指放在主屏幕按钮上验证。验证成功后根据卡片设置不同,可能还需要输入密码确认、签字即可完成一次付款。
如果iPhone/Watch丢了怎么办
办法有两种:一是通过“Find My iPhone”远程终止或暂停Apple Pay业务;二是打电话到相关银行冻结银行卡。丢了手机并不会导致银行卡被盗刷,因为对方没有你的Touch ID。相反,如果对方有你的Touch ID,没有iPhone/Watch也无法盗刷。
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